VINOD PANCHARIYA

Experienced Credit Manager with a strong understanding of credit assessment and risk management. Skilled in evaluating creditworthiness, managing credit limits, and overseeing credit operations related to Corporate Lending (CL), Asset Lending (AL), and Business Lending (BL). Proven ability to develop strategies that optimize credit portfolios while minimizing risk. Adept at analyzing financial statements and credit reports to support sound lending decisions. Committed to maintaining compliance and fostering positive client relationships through clear communication and diligent credit evaluation.