VK
Vijay kharade
ID: CCE159345
Vijay kharade
ID: CCE159345
VK
Vijay kharade
ID: CCE159345
About Vijay kharade
Finance and credit risk professional with over 10 years of progressive experience in banking and financial services. Specializing in retail Home Loans, MSME products and secured business loans, I currently lead a sizeable team overseeing multiple branches to ensure sustainable asset quality and growth in the sector.
Employment History
2021
AS
Au small finance bank
7th Jan 2021 to Present
Area credit manager
7th Jan 2021 to Present
See MoreSalary Package
Salary Hidden
Roles & Responsibility
Spearhead credit operations across 10 branches, managing a team of 10 Credit Managers and Officers.
- Underwrite high-value MSME & Secured Business Loan cases with sanction authority.
- Drive portfolio quality management through monthly reviews of infant accounts and NPAs.
- Elevate portfolio quality and minimize credit risk through structured delinquency management strategies.
- Achieved a promotion within one year in recognition of performance and leadership impact.
Skills
- Team Management
- Underwriting
- home loan
- micro business loan
