Credit Officer Responsible for underwriting, processing, and approving loan applications to ensure compliance with company policies and regulatory requirements. Conduct thorough analysis of borrowers’ financial information, assessing creditworthiness and risk factors to make informed lending decisions. Collaborate with applicants to gather necessary documentation and resolve discrepancies. Maintain accurate records and monitor loan portfolios to support timely disbursements and minimize defaults. Demonstrated strong attention to detail, analytical skills, and adherence to ethical lending practices.