Ravisagar Kumar
ID: CCE494854
Ravisagar Kumar
ID: CCE494854
- Bihar, India
Ravisagar Kumar
ID: CCE494854

About Ravisagar Kumar
The role of a Credit Manager is vital within the banking and finance sector. Responsible for assessing creditworthiness, managing risk, and ensuring sound lending practices, credit managers play a key part in maintaining financial stability and supporting business growth. Their expertise helps institutions make informed credit decisions, safeguard assets, and foster trust with clients. In today’s dynamic financial environment, the credit manager’s role remains essential to achieving balance between opportunity and risk.
Employment History

Idfc first bankInvite company
8th Oct 2025 to Present
Branch credit manager
8th Oct 2025 to Present
Salary Package
Salary Hidden
Roles & Responsibility
The role of a Credit Manager is vital within the banking and finance sector. Responsible for assessing creditworthiness, managing risk, and ensuring sound lending practices, credit managers play a key part in maintaining financial stability and supporting business growth. Their expertise helps institutions make informed credit decisions, safeguard assets, and foster trust with clients. In today’s dynamic financial environment, the credit manager’s role remains essential to achieving balance between opportunity and risk.
Skills
- 6 years experience in Credit department
Verification Pending

Svatantra microfin pvt ltdInvite company
26th Aug 2019 to 6th Oct 2025
Unit credit Manager
26th Aug 2019 to 6th Oct 2025
Salary Package
Salary Hidden
Roles & Responsibility
The role of a Credit Manager is vital within the banking and finance sector. Responsible for assessing creditworthiness, managing risk, and ensuring sound lending practices, credit managers play a key part in maintaining financial stability and supporting business growth. Their expertise helps institutions make informed credit decisions, safeguard assets, and foster trust with clients. In today’s dynamic financial environment, the credit manager’s role remains essential to achieving balance between opportunity and risk.
Skills
- - Excellent oral & written communication skills. - High degree of proficiency in basic computer applications (i.e. Windows, Word, Excel, Outlook, etc.) - Ability to learn and adapt to multiple internal applications & tools. - Strong analytical and independent problem-solving skills. - Team Player - Able to clearly communicate network issues and the status of efforts to resolve problems
- • Cross-Functional Team Leadership
- , Basic Computer Proficency MS tool
- 6 Years of experience in Credit Manager
Verification Pending
Education
MBA in finance
(Highest)Magadh University
1st Jun 2022 to 25th Feb 2024
Expertise
- Excellent oral & written communication skills. - High degree of proficiency in basic computer applications (i.e. Windows, Word, Excel, Outlook, etc.) - Ability to learn and adapt to multiple internal applications & tools. - Strong analytical and independent problem-solving skills. - Team Player - Able to clearly communicate network issues and the status of efforts to resolve problems
5/5
