Rampravesh Kumar

Results-driven Credit Manager with hands-on experience in unsecured lending, credit appraisal, and risk management. Adept at conducting in-depth financial analysis, underwriting, and fraud detection to ensure prudent lending practices. Proven track record of minimizing delinquency and maintaining portfolio quality while supporting business growth through compliance, strategic insights, and stakeholder collaboration. Skilled in credit bureau analysis, regulatory compliance, and MIS reporting, with strong expertise in policy implementation and operational efficiency.