RI
Ram Iyer
ID: CCE865909
Ram Iyer
ID: CCE865909
- Office boy, Vijay Enterprises
RI
Ram Iyer
ID: CCE865909
- Office boy, Vijay Enterprises

About Ram Iyer
Payments & Operations experience in Reconciliation & Settlement, Merchant Onboarding, seeking to contribute to organizational growth through accuracy, compliance, risk control, and process improvement to make it an automated one
Employment History
2024
VE
Vijay Enterprises
9th Oct 2024 to 31st Mar 2026
Office boy
9th Oct 2024 to 31st Mar 2026
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Salary Hidden
Roles & Responsibility
Maintained and updated master data sheets.
Coordinated with buyers, sellers, and external agencies every week
Skills
- EXCEL FORMULA
2022
I
Ingreditorium
7th Mar 2022 to 25th Jun 2024
Executive
7th Mar 2022 to 25th Jun 2024
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Salary Hidden
Roles & Responsibility
Prepared MIS reports for management review.
Coordinated meetings internal and external both.
Managed office inventory and employee records.
Skills
- EXCEL FORMULA
2020
CP
Cedge Private Limited
26th Aug 2020 to 25th Oct 2021
Assistant system analyst
26th Aug 2020 to 25th Oct 2021
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Roles & Responsibility
Handled end-to-end merchant onboarding and ME code coordination with banks.
Prepared commission calculations as per RBI-approved rates.
Reconciled invoices and resolved merchant/bank queries.
Skills
- Process Efficiency
- EXCEL FORMULA
- Merchant Onboarding & KYC Compliance
2013
Assistant manager
8th Jul 2013 to 30th Sep 2019
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Salary Hidden
Roles & Responsibility
Handling daily payment reconciliation and settlement activities.
Monitoring merchant transactions and settlement reports.
Reconciling nodal accounts.
Identifying and resolving transaction mismatches and exceptions.
Preparing daily MIS and reconciliation reports.
Coordinating with banks, payment gateways, and internal teams for issue resolution.
Ensuring timely settlement of merchant payments.
Tracking failed, pending, and reversed transactions.
Monitoring TAT for reconciliation and settlement processes.
Handling chargebacks, refunds, and dispute cases.
Skills
- payment reconciliations
- merchant settlement
- nodal reconciliation
- excel and mis reporting
- chargeback handling
2006
AP
Adfc pvt ltd.
16th Jan 2006 to 4th Jul 2013
Junior officer
16th Jan 2006 to 4th Jul 2013
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Salary Hidden
Roles & Responsibility
Checker/Authorizer for PDC processing.
•Handled bulk cheque processing (7+ lakh instruments/month).
Managed ICICI, Axis Bank & Bank of Rajasthan presentations
Skills
- Pivot
- Process Efficiency
- EXCEL FORMULA
Education
2005
B.com
Mumbai University
1st Jan 2003 to 1st Jan 2005
2002
H.S.C
Maharashtra State Board
1st Jan 2001 to 1st Jan 2002
2000
S.S.C
Maharashtra State Board
1st Jan 1999 to 1st Jan 2000
Expertise
MIS Reporting
5/5
Payment Reconciliation & Settlements
5/5
Merchant Onboarding & ME Code Management
5/5
Excel (VLOOKUP
5/5
Pivot Tables
5/5
Time Management & Prioritization
5/5
Problem Solving & Multi-tasking
5/5
MS Office (Excel
5/5
Data Analysis)
4/5
Stakeholder Communication & Coordination
4/5
Word
4/5
PowerPoint)
3/5
Tally 6.3 & 7.2
1/5
Lingo
English
Verbal
4/5
Written
5/5
Hindi
Verbal
5/5
Written
5/5
Marathi
Verbal
4/5
Written
3/5
Tamil
Verbal
4/5
Written
1/5
