Rakesh Gavit

Responsible for analyzing financial statements, cash flows, and business models to assess credit risk and enterprise value for clients in capital markets. Evaluate key financial metrics such as leverage, liquidity, coverage ratios, and profitability to determine creditworthiness and potential risks. Prepare detailed investment memos and credit review notes, highlighting critical financial drivers and business sustainability. Collaborate with internal teams and stakeholders to facilitate the commercial lending process, ensuring compliance with regulatory standards and internal risk frameworks. Support access to financial products aligned with client needs while adhering to relevant industry regulations.

Analyze financial statements, cash flows, and business models to assess credit risk and enterprise value for capital markets clients. Evaluate key financial metrics including leverage, liquidity, coverage ratios, and profitability to determine creditworthiness and identify potential risks. Prepare detailed investment memos and credit review notes, emphasizing critical financial drivers and business sustainability. Collaborate with internal teams and stakeholders to support the commercial lending process, ensuring compliance with regulatory standards and internal risk frameworks. Facilitate client access to appropriate financial products while maintaining adherence to industry regulations.