Pradeep Kumar Mandal

• Role: Area Credit And Operations Maneger • Conduct credit appraisal and assessment for secured and unsecured loan proposals. • Prepare and review CAM (Credit Appraisal Memo) for loan approvals. • Perform customer verification (TVR) and document validation. • Manage PDD (Post Disbursement Documents) and ensure compliance. • Review physical loan files as per company policy. • Coordinate with sales, operations, and risk teams for timely loan processing and disbursement. • Monitor portfolio quality and support collection activities. • Maintain customer relationships while ensuring adherence to credit policies.