Nirmalya Panigrahy

As a seasoned professional in the life insurance industry, I bring over [7] years of experience to the table, specializing in medical and non-medical underwriting, team leadership, branch coordination, and driving new business processes. My expertise and commitment to excellence have consistently contributed to the growth and success of my org Medical & Non-Medical Underwriting: I possess a deep understanding of the underwriting process, with a keen ability to assess risks effectively. Over the years, I have developed a knack for evaluating complex medical and non-medical cases with precision, ensuring the profitability of the company while minimizing potential liabilities. My expertise in risk assessment has led to reduced claim ratios and improved profitability.