Kshitij Upadhyay

As a Credit Manager, you will oversee the entire credit lifecycle, including assessing probability of default (PD), sanctioning credit cases, managing loan disbursements, monitoring payments, and driving collections. You will ensure credit policies are adhered to, evaluate creditworthiness of applicants, mitigate risks, and maintain strong relationships with clients to optimize recovery and minimize default rates. Your role demands analytical expertise, decision-making skills, and effective communication to support the organization’s financial health and growth objectives.