Khemraj Kushwah

Detail-oriented and technically proficient Motor Surveyor & Loss Assessor with over 06 years of hands-on experience in assessment of motor insurance claims, evaluation of accident-related damages, and preparation of accurate and compliant survey and loss assessment reports in line with IRDAI guidelines. Possess strong expertise in inspecting vehicles, analyzing cause and extent of loss, verifying repair estimates, and ensuring fair and timely claim settlements for both insurers and policyholders. Well-versed in conducting spot, final & re-inspection surveys , scrutinizing policy coverage, identifying inconsistencies, and detecting possible fraudulent practices. Skilled in coordinating with insured persons, workshops, investigators, and insurance officials to facilitate smooth claim processing and minimize turnaround time. Technically sound in mechanical systems, body repairs, and replacement assessments, with the ability to interpret RC, DL, policy terms, and statutory documents. A proactive professional with strong analytical, documentation, and communication skills, seeking a challenging role to effectively utilize technical knowledge, regulatory understanding, and field experience to enhance operational efficiency, accuracy in loss assessment, and overall claims management quality within the insurance sector.