Hussain Faruqui

Evaluate 50+ credit life applications daily for IFLIC, checking borrower income, loan to value ratios, and credit history to approve up to ₹50L policies. Declined high-risk cases per underwriting guidelines, avoided losses while hitting 95% SLA. Doing medical/non-medical assessments for group credit life, use clients data for smooth policy issuance.

Examining the risk of different profiles basis financial and medicals to assess whether the person is suitable for particular plan and to save system from fraudulent activity performing profiles. Member of core team handling the first international client. Assess 10k plus applications for biggest private insurance companies.