Analytical and compliance-driven Credit Management professional with 5+ years of experience in Retail Assets, Home Loans, Loan Against Property (LAP), and MSME Lending across leading banks and housing finance institutions. Expertise in credit underwriting, financial analysis, risk assessment, CAM preparation, policy compliance, legal and technical due diligence, and portfolio quality management. Proven ability to evaluate complex credit proposals, mitigate lending risks, maintain regulatory compliance, and achieve superior turnaround times while supporting business growth.
