Credit Office Assistant, The Kalupur Commercial Co Op Bank Ltd
About Dhruv Bhavsar
Credit-focused banking professional with 2+ years of hands-on experience in retail and MSME credit
underwriting, portfolio monitoring, and regulatory compliance at The Kalupur Commercial Co-Operative
Bank Ltd. Strong expertise in financial analysis, CIBIL assessment, income evaluation, and secured
lending documentation. Experienced in managing end-to-end credit appraisal processes while ensuring
adherence to RBI guidelines and internal risk frameworks. Adept at identifying credit risks, assessing
repayment capacity, and maintaining asset quality. Seeking to contribute analytical and underwriting
capabilities within a Bank or NBFC credit function.