Baljeet Singh

Area Credit Manager – Product and Process Credit Department Responsible for overseeing credit operations across 3 branches, managing underwriting for business loans, micro LAP, and MSME segments. Key duties include evaluating credit proposals, ensuring adherence to risk and compliance guidelines, monitoring portfolio quality, and driving timely loan disbursements. Collaborate with cross-functional teams to optimize credit processes, mitigate risks, and support business growth. Provide leadership and training to branch credit teams to maintain consistent underwriting standards. Focus on achieving asset quality targets while fostering strong customer relationships.