BS
Baldev Singh
ID: CCE676193
Baldev Singh
ID: CCE676193
- Branch credit manager, Equitas Small Finance Bank
BS
Baldev Singh
ID: CCE676193
- Branch credit manager, Equitas Small Finance Bank

About Baldev Singh
As a **Branch Credit Manager**, your primary role is to oversee credit underwriting, risk assessment, and loan approvals at the branch level. You will ensure compliance with the company's credit policies and maintain a high-quality loan portfolio. Collaboration with sales, operations, and risk teams is essential to drive sustainable credit growth while minimizing risk exposure.
Employment History
2024
ES
Equitas Small Finance Bank
5th Jan 2024 to Present
Branch credit manager
5th Jan 2024 to Present
See MoreSalary Package
Salary Hidden
Roles & Responsibility
Evaluate loan applications through financial analysis, credit scoring models, and risk assessment frameworks.
- Adhere to internal credit policies and regulatory guidelines while sanctioning loans.
Conduct detailed credit analysis of borrowers, including income assessment, repayment capacity, and financial history.
Monitor loan portfolio health by analyzing repayment trends, early warning signals, and delinquency rates.
Maintain Portfolio at Risk (PAR) and Non-Performing Assets (NPA) within acceptable limits.
Sanction loans within approval limits and recommend higher-value loan cases to senior management.
Ensure timely loan approvals with thorough
Skills
- 500000 to 600000
Education
2018
M.COM
Maharaja Ganga Singh University Bikaner
1st Aug 2016 to 30th Jul 2018
2018
M.COM
Maharaja Ganga Singh University Bikaner
1st Aug 2016 to 30th Jul 2018
