Arjun Patel

Competent, diligent, and result-oriented professional with an experience of 13+ years across Banking Operations, Risk Management, Transaction Processing, Credit Control, Client Relationships, Process Management, Key Account Management, and Statutory Compliance, currently spearheading with ESAF Small Finance Bank as an Area Credit Manager. Demonstrated capability in credit analysis, marketing, and new business development skills, and extensive exposure to product handling and process management. Rich experience across general banking operations, retail banking, credit administration (pre- and post-sanction) involving credit appraisals, verification of documents, sanction and disbursement of loans, and recovery of bad debts. Proficient problem solver and keen strategist with comprehensive skills set to develop business plans and drive implementation in real-time sales environments. Focused and hardworking, self-motivated, and team-oriented; an effective team player and motivator with excellent communication, analytical, and interpersonal skills.