AP
Anshul Prakash
ID: CCE195430
Anshul Prakash
ID: CCE195430
- Credit manager, Aditya Birla Capital
About Anshul Prakash
To be a part of an organization that provides me an equal opportunity to work towards its growth and also align my professional and personal goal thus enabling to achieve success in my career, knowledge and experience which help to rise in organization, serve for organization with dedication and assure high responsibility.

Employment History
2023
AB
Aditya Birla Capital
2nd May 2023 to Present
Credit manager
2nd May 2023 to Present
See MoreSalary Package
Salary Hidden
Roles & Responsibility
Credit Evaluation / Assessment of Proposals / Personal Discussion with customer and visits to customer place and understanding Business Models, Customer needs and actual end use of loans, collateral visit and put for recommendations/ approval within TAT. Assessed customer creditworthiness and collateral adequacy in line with the organization's risk appetite and underwriting guidelines. Assessed customer business models, cash flows, and repayment capacity to support informed credit decisions. Maintained portfolio quality while delivering timely credit decisions within defined turnaround times (TAT). Monitored portfolio risk indicators including Bounce Rate, E-NACH, Early Delinquency, and PDD pendency.
Skills
- Agile Project Management
- Credit Analysis
- Financial Risk Management
- Advance Excel
- credit Underwriting
- Loan Against Property Lap

Education
2023
MBA Dual Specialisation in Finance and Business Analytics
Universal Business School
1st Jul 2021 to 1st Apr 2023
2019
Bachelor of Commerce in computer application
St Aloysius College Jabalpur (M.P)
4th Jul 2016 to 1st May 2019
2016
Class XII – HSC
Kendriya Vidyalaya 1 STC Jabalpur
1st Apr 2015 to 31st Mar 2016
2014
Class X - SSC
Kendriya Vidyalaya 1 STC Jabalpur
1st Apr 2013 to 1st Mar 2014
Expertise
MS Office – Word
5/5
Excel
5/5
PowerPoint
5/5
Advanced Excel
5/5
Credit Analysis
5/5
credit Underwriting
5/5
Risk Assessment
4/5