Aniket Sapke

Roles & Responsibility

Credit officer evaluates loan applications and assesses creditworthiness, while a credit products officer focuses on developing, managing, and administering the bank's credit products, like loans and credit cards. The 'product' role is more about the product lifecycle—creation, market fit, and strategy—whereas the traditional 'credit officer' role is more about the direct evaluation of individuals or businesses seeking a credit product.