Amit Bhowmik

Responsible for comprehensive credit management including KYC verification, household and business verification, cross-verification processes, and legal or property assessments. Ensure accurate data collection and validation to mitigate risk and maintain compliance with regulatory standards. Collaborate with internal teams to support credit decision-making and facilitate smooth transaction processing. Maintain detailed records and generate reports to enhance the reliability and integrity of credit operations. Strong attention to detail, analytical skills, and knowledge of legal and property documentation are essential to succeed in this role.

Responsible for conducting thorough KYC verification, household verification, business verification, and analyzing previous lending reports to assess borrower credibility. Perform borrower eligibility tests to ensure compliance with lending criteria. Collaborate with cross-functional teams to gather and verify accurate information, mitigate risks, and support informed lending decisions. Maintain detailed records and ensure adherence to regulatory standards, contributing to the organization's risk management and customer due diligence processes.