Sunil Kumar S

Managed end-to-end KYC for diverse entities including Trusts, LLPs, Pvt Ltd, and Unincorporated bodies. Analyzed complex structures to identify Intermediate Beneficial Owners (IBO) and Ultimate Beneficial Owners (UBO). Conducted Enhanced Due Diligence (EDD) for high-risk customers, verifying source of wealth and nature of business. Risk-ranked customers based on geography, transaction history, and business profile. Leveraged UKCH, Oneklick, and Moody’s adverse media tools to ensure compliant onboarding. Mitigated risk by assessing roles such as Significant Controllers, Directors, and Trustees.